We believe everyone can achieve financial security, and we can help you reach your financial goals.
Joining Marine Credit Union comes with a lot of benefits.
When you become a member and bank with Marine CU, you get access to:
Products
We can match you with a flexible checking account, help you save money in a way that works for you, build your credit for the future, and meet your borrowing needs.
Education
We can help you gain control of your financial security with resources like free financial counseling from GreenPath.
Support
We can help make your financial life easier with personal support and a team that truly cares. Open an account with Marine Credit Union today.
What’s the difference between a credit union and a bank?
What is a credit union? It’s a financial institution, like a bank, but credit unions are non-profits that serve their members, often with better savings rates, lower loan rates, and reduced fees.
Some of the common differences between credit unions and banks are:
| CREDIT UNION | BANK |
|---|---|
| Non-Profit | For-Profit |
| Community Focus | Regional or National Focus |
| Owned by Members | Owned by Shareholders |
| Requires Membership | Open Eligibility |
| Lower or No Minimum Balance Requirements | Higher Minimum Balance Requirements |
| Fewer Credit Restrictions or Barriers to Lending | Tougher Credit and Loan Approval Standards |
What you get when you become a member
It’s easy to become a member and bank with Marine Credit Union. When you join, you’ll get:
- Account features that help you better manage your money
- Help build your banking history and improving your credit
- a path to a better financial future
Your membership and account with Marine CU come with features that give you greater control over your finances and can help you achieve your financial goals. Member benefits include:
- A debit card that gives you instant access to your account
- Access to Smart ATMs to conduct any transaction you would in a branch, 24 hours a day
- Direct deposit to make getting paid easy and convenient
- Mobile and online banking to manage your money with ease and speed
- Free savings, spending, and budgeting tools for help with saving toward a goal or calculating payments
What Sets Marine Credit Union Apart
At Marine CU, our mission sets us apart from other banks and financial institutions. We’re committed to advancing the lives of people from a place of financial need to a life of ownership and giving back in our communities. We put our mission into action every day.
The MCU Foundation
We pay it forward and give back to our communities through the MCU Foundation.
Finding HOME
Our Finding HOME program provides free financial education to individuals and families with barriers to homeownership. See how we’re fulfilling dreams.
Heart of MCU
Our employees share the common values of courage, collaboration, compassion, and commitment. Meet our team members.
Become a Member
At Marine Credit Union, we’re here for you. We believe everyone deserves a chance to achieve their financial goals, even if you’ve been turned away elsewhere.
We can help you build credit for the future, save money in a way that works for you, and meet your borrowing needs. Gain control of your financial freedom and join Marine CU today.
Becoming a member is easy. there are no hoops to jump through and no tricky terms and conditions. The only eligibility requirement for membership is a par value of $5 in your savings account. Par value means “stated face value” and is similar to a minimum balance.
HEAR FROM OUR MEMBERS
“My loan officer was very knowledgeable. She made sure that everything was explained in a language that I could understand. Thank you so much!”
Anthony K – Rees
